The coffee can on my counter used to be the cheapest luxury in the house.
Now I check the price before I put it in the cart. So does every friend of mine who still brews a full pot.
That is your read this afternoon. The morning routine is the one budget line few of us will ever cut. It just got a good deal more expensive.
Somebody is on the receiving end of that price. The coffee comes from a farm, and the farm belongs to someone.
The government’s own price survey shows how fast the cup moved. Ground coffee averaged $6.47 a pound in September 2024.
This September the same pound averaged $9.33 at the grocery store.
$9.33
average price of a pound of ground coffee, September 2026
$6.47
the same pound in September 2024
That is a 44% jump in two years. Over the past twelve months alone, coffee rose 7.1%, about twice the 3.6% raise that checks get in January.
The second purchase is the light switch. It is climbing too, more slowly but without a break.
Electricity averaged 19.6 cents a kilowatt-hour in September. Two years ago it was 17.8 cents. Back in 2019, before any of this, it was 13.9 cents.
Over the past year, power rose 4.4%. That also beats the 3.6% raise, and it shows up on a bill every single month.
Where the cohort’s money sits this quarter, and what the morning costs in each aisle.
What the headlines miss is where both prices are set. Neither one is decided in your kitchen.
Coffee gets priced on farms two continents away, after weather, shipping, and tariffs take their cut.
Power gets priced in a contest over electricity itself. Data centers are the new bidders. They pay to be first in line.
Grid operators hold auctions to buy enough capacity for the hottest days. Their newest round shows how tight that market got.
Neither price only goes up. That is the honest limit here. Coffee has crashed before after a big harvest. Power prices depend on fuel costs and on what regulators allow.
And the raise is not the whole budget. A household with savings earning a few percent can absorb a pricier cup better than one living on the check alone.
The arithmetic
Coffee: Bureau of Labor Statistics average price, ground coffee, 100% roast, per pound (APU0000717311), via FRED: $9.332 in September 2026, $9.139 in September 2025, $6.470 in September 2024. 9.332 / 6.470 = 1.442, a 44% rise over two years, Boomers Trade’s own arithmetic. Coffee CPI (CUUR0000SEFP01): 299.101 in September 2026 and 279.280 a year earlier, up 7.1%. Electricity: BLS average price per kilowatt-hour (APU000072610): 19.6 cents in September 2026, 17.8 cents in September 2024, 13.9 cents in September 2019; electricity CPI (CUUR0000SEHF01): 309.852 in September 2026 against 296.887 a year earlier, up 4.4%. 2027 Social Security cost-of-living raise of 3.6%, paid from January: Social Security Administration, October 14, 2026. 7.1 / 3.6 = about twice. The coffee can on the author’s counter is an illustration.
Next month the October price report comes out. Check two lines before anything else, coffee and electricity. If both are still running ahead of 3.6%, the morning just took a bigger share of next year’s raise.
Andrew
Boomers Trade is written by someone getting older right alongside you, and watching who profits from it.
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