Boomers Trade · Andrew James

The schedule so far

Same time yesterday, and the day before that.

Every letter I have sent, newest first. One move on the schedule read as arithmetic, and the business already standing in front of it. Nothing gets reshuffled here either.

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Your paid-off house is the hard part to inherit

Nineteen million debt-free homes, and no lender in a hurry to close anything.

9/3/2026

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3 min read

Your age group has the lowest claims on the road

Then you turn seventy, and the same policy costs more. Nothing about you changed.

9/2/2026

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3 min read

1,104 machines cleared to read your scan

The country has 13 radiologists per 100,000 people, and half the job searches end without a hire.

9/1/2026

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4 min read

$3,250 a year, and it all stops at age 64

Congress opened a four-year savings door for ages 60 to 63. Vanguard counted how many walk through it.

8/31/2026

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4 min read

Ninety percent full, and almost nothing new

Senior housing took in 3,700 more residents last quarter. Fewer than 2,000 units broke ground all year.

8/30/2026

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3 min read

What a pair of hearing aids costs now

The average buyer paid $2,694 for a pair last year. In 2018 the same purchase ran $4,672.

8/29/2026

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3 min read

You paid for January back in March

Cruise lines now collect up to eighteen months ahead, and the interest is not yours.

8/28/2026

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4 min read

Five meetings, and your cash never moved

Your cash has been paid the same rate since January. The grocery bill has not held still.

8/27/2026

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4 min read

The one number Congress left alone this year

Estate exemption jumped to $15 million this year. The annual gift limit did not move at all.

8/26/2026

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4 min read