The appointment line is getting longer from both ends.‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 
BOOMERS TRADE
Andrew James reporting. 64, and counting.
Your doctor is on the same schedule you are
The generation that needs the most appointments is aging into them just as the people who give those appointments age out. Part of the answer is already sitting in the exam room, listening.
42%
Share of the doctors treating patients in this country who are 55 or older. One in five is already past 65.
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A friend of mine got the letter in the spring.
His doctor of twenty-two years was retiring. The practice thanked him for his loyalty. It listed three other doctors, and none of them were taking new patients.
He is 67. His doctor is 69. They had been getting older together the whole time, and neither of them did the math.
The math is public.
By 2036 the population over 65 is projected to grow 34.1%. The group over 75 grows 54.7%. The whole country grows 8.4%.
Older people need more care and see more doctors. That is the demand side, and it runs on birthdays.
Now look at the other chair in the exam room.
Among the doctors seeing patients today, 20% are 65 or older. Another 22% are between 55 and 64.
Put those together and you get the number to keep: 42%.
That is the share of the workforce standing where you and I are standing, on the same calendar.
The medical colleges put the gap in plain numbers.
54.7%
Projected growth in Americans 75 and older by 2036
20%
Practicing doctors already 65 or older
86,000
Doctors the country could be short by 2036, at the high end
 
Nobody can print a doctor on short notice. Training one takes the better part of a decade after college.
So the fix that arrives first is the one that stretches the doctors we already have.
Next time you sit down in an exam room, look for a phone on the counter.
More and more practices run what they call an ambient scribe. That is software that listens to the visit and writes the doctor’s notes afterward. The doctor reads the draft, fixes it, and signs.
One large medical group in California counted 15,791 hours of paperwork saved in its first year of use. That is time a doctor can hand back to patients.
Where our money sits this quarter, and what it runs into next.
 
Travel
Mostly spent. The trips came while the calendar was open.
 
Health & Housing
The cohort is here this quarter
The appointment, the specialist, and the waiting room you cannot skip, now with a shorter bench of doctors behind the desk.
 
Longevity
Next in front of the money
Spending on more good years, which starts with keeping a doctor who knows your name.
 
Estate
The handoff, which goes smoother when the records are clean.
Who is already standing there
The one standing there is the big medical group with a waiting list and thousands of doctors on one system. It can spread the cost of the listening software across every exam room, then fill each saved hour from the list. Behind it sits the software maker that charges by the doctor, by the month. The patients arrive on a birthday schedule, so neither one has to go looking for customers.
The savings are smaller than the brochures say.
One study followed about 1,800 clinicians at five academic medical centers. The software saved about 16 minutes of paperwork for every eight hours of care. That is roughly one extra short visit a day.
It helps. It does not train a single new doctor. And every draft still needs a tired physician to catch its mistakes before they land in your chart.
You can also say no to the recording. It is your visit.
The arithmetic
Population growth to 2036 of 34.1% for ages 65 and older, 54.7% for 75 and older and 8.4% overall; physicians 65 or older at 20% and ages 55 to 64 at 22% of the clinical workforce; and a projected shortage of 13,500 to 86,000 physicians by 2036: Association of American Medical Colleges, The Complexities of Physician Supply and Demand: Projections From 2021 to 2036, March 2024. The 42% is Boomers Trade’s own sum of the 20% and 22% figures. The 15,791 documentation hours saved: The Permanente Medical Group, as reported by Advisory Board, February 2026. About 1,800 clinicians at five academic medical centers from 2023 to 2025, and about 16 minutes saved per eight hours of patient care: STAT News, April 2026. The one extra short visit a day is Boomers Trade’s own estimate, assuming a visit of about 15 minutes. The friend, his age of 67 and his doctor’s age of 69 come from one family’s story.
 
So when you book your next checkup, ask the front desk two things. How old is my doctor’s practice, in doctor years? And who takes over when she leaves? The answer tells you more about your next ten years than any headline. Your doctor has a birthday too.
Andrew
Boomers Trade is written by someone getting older right alongside you, and watching who profits from it.